Can I apply for a credit card if I have a negative BKR registration?

Yes, you can almost always turn to BKR-free options such as N26 Smart, Revolut Standard or Bunq Mastercard, since these providers don't run a BKR check at all. A regular credit card with a BKR check will likely be rejected if you have a negative registration.

Related questions

• → What is the BKR and what exactly does it register?
• → How long does a BKR registration remain visible?
• → What do BKR codes like A, H, 1, 2 and 3 mean?
• → Can I view my own BKR registration?