Do I need to fully pay off my credit card before I can cancel?

Yes, an outstanding balance must always be fully repaid first. Some providers do accept the cancellation request already, but the card remains active until the balance reaches zero.

Related questions

• → How do I cancel my credit card?
• → What happens to my accumulated points or miles if I cancel?
• → Can I switch to another credit card provider free of charge?
• → How long does it take before a cancellation is finally processed?