What's the difference between Revolut and N26?

Revolut Standard is completely free with €1,000 per month in free currency exchange and payments in 150+ currencies, while N26 Smart (€59/year) and N26 You (€119/year) focus more on 0% exchange rate markup and (with N26 You) a complete Allianz travel insurance package. Both require no BKR check and can be activated within 10-15 minutes via the app.

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