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What exactly should I pay attention to when comparing credit cards?

The four most important comparison points are: the annual fee, whether a BKR check and income requirement apply (such as €1,150 net per month for the Visa World Card), which insurances are included, and the interest-free period for deferred payments. A card that looks cheap on paper but doesn't include purchase protection can end up costing more in practice than a card with a higher annual fee.
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