What's new in the Dutch credit card market in 2026?

The market for credit cards without a BKR check has grown further: alongside established names like Revolut, N26 and Bunq, providers such as Trade Republic, Wallester, Moss and Qonto now offer similar BKR-free cards, often with €0 annual fees. SmartCreditcard now compares 60 cards, up from a smaller selection a few years ago.

Related questions

• → Have new credit cards without a BKR check been added in 2026?
• → How many credit cards does SmartCreditcard compare in 2026?
• → Are there business credit cards without an annual fee available in 2026?
• → Which new providers, besides the traditional banks, can be found in the comparison tool?