Financial News

Every month we round up the interest rate developments and regulation that actually matter if you have a credit card or are thinking about applying for one. Short, sourced, and with our own take on what it means for your choice.

Credit rate cap down, ECB holds steady, CCD2 coming
August 2026

Credit rate cap down, ECB holds steady, CCD2 coming

The statutory maximum credit fee drops to 12%, the ECB holds rates at 2.25%, and the new EU Consumer Credit Directive CCD2 takes effect in November.