Who is ANWB?
The ANWB is the largest association in the Netherlands with over 4 million members. Founded in 1883, ANWB provides roadside assistance, travel insurance, holiday parks, and now a Visa credit card issued through ICS (ABN AMRO subsidiary). The ANWB credit card combines travel and mobility benefits with standard credit card functionality.
As one of the most recognisable organisations in the Netherlands, ANWB has expanded far beyond roadside assistance. Today, ANWB offers holiday parks, travel guides, insurance products, and financial services including their branded Visa credit card. The ANWB credit card is issued and managed by ICS, ensuring professional credit card infrastructure backed by 50+ years of Dutch credit card expertise.
ANWB Credit Card Costs
Standard: €27.50/year. Gold: approximately €55/year. BKR credit check required. Interest: approximately 14% annually (only if you don’t pay in full monthly). Available to both members and non-members.
Paying your monthly balance in full avoids interest charges entirely. The annual fee structure makes the ANWB Standard one of the more affordable branded credit cards in the Netherlands. The Gold card’s higher fee is justified by the extended insurance coverage and lounge access for frequent travellers. Both cards are issued by ICS and benefit from ICS’ robust fraud prevention and 24/7 customer service.
ANWB Partner Benefits
Discounts at ANWB holiday parks, driving school, campgrounds, attraction parks, and ANWB mobility partners. Cards include 365-day purchase protection via ICS, travel accident insurance. Gold adds extended travel insurance and lounge access.
For active ANWB members, the partner benefit network is substantial. Regular visitors to ANWB holiday parks or campgrounds can quickly recoup the annual card fee through accumulated discounts. The card is also accepted at car rental companies worldwide. The 365-day purchase protection automatically covers purchases above €25 against theft, accidental damage, and non-delivery — a feature shared with other ICS-issued cards. The Gold card’s lounge access is particularly valuable for frequent business travellers or those who regularly fly from major airports.
Who Is It For?
Best for active ANWB members, motorists with ANWB roadside assistance, and Dutch holiday park visitors. Non-members can apply but miss member discounts. Not ideal for those needing BKR-free cards or zero foreign transaction fees.
If you are already an ANWB member and regularly use ANWB services, the credit card’s partner benefits create genuine value beyond the standard credit card features. However, if you prioritise low foreign transaction fees for international travel, or if you need a card without a BKR check, other options may suit you better. Use our AI comparison to find the card that best matches your specific needs and spending patterns.
ANWB Cards Compared 2026
ANWB Standard Creditcard
ANWB / ICS · Visa
ANWB Gold Creditcard
ANWB / ICS · Visa Gold
Frequently Asked Questions about the ANWB Credit Card
Do I need an ANWB membership for the credit card?+
What discounts does the ANWB credit card offer?+
What is the difference between ANWB Standard and Gold?+
Is there a BKR credit check for the ANWB credit card?+
Are there foreign transaction fees with the ANWB credit card?+
Who issues the ANWB credit card?+
How do I apply for the ANWB credit card?+
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